Lake Elsinore Unified School District

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Safety and Risk Services » Student Accident Insurance/Supplemental Student Ins.

Student Accident Insurance/Supplemental Student Ins.

Student Accident Insurance (Optional)

24-Hour Plan-School Time Plan or Optional Football Coverage
Dear Parents:
In accordance with Education Code Section 49472, the District is making available a low cost medical/dental accident insurance program. The purpose of this plan is to provide assistance at a minimum cost to meet some of the expenses for accidental injury. The plan does not provide unlimited coverage, but does offer substantial assistance in the event of injury. The Lake Elsinore Unified School District is not required to provide medical, accident or dental insurance for pupils injured on school premises or through school activities.
There are two levels of benefits available. The “High Option” is recommended if your child has no family coverage or if your private coverage has a high deductible. All plans are available on a “School Time” or “24-Hour” (all day, everyday) basis and can cost as little as $11 (one time annual payment). See rates below.
Please visit your Childs’ School Office to obtain a detailed brochure/application, or you may obtain one and sign up online at (click on Products, then Student Insurance). Please read the Student Benefits Plan Brochure to select the plan that best meets your needs.
What's Covered? Up to $50,000 as described under Coverage and Benefits for: 
  • Accidents occurring while coverage is in force
  • Loss from accidental bodily injury resulting directly and independently of all other causes
  • Covered medical expense which begins within 120 days of the accident and is incurred within 52 weeks of the date of first medical treatment
Since the district is not required to provide medical/dental accident insurance, we urge that serious consideration be given to the program, especially the 24-Hour-A Day plan. If you have further questions, please call Pacific Educators, Inc., Student Accident Department at (800) 722-3365 .
All Plans Are A ONE TIME ANNUAL Payment
At School Plan
Grades P-8
Grades 9-12
24-Hr-a-Day Plan
Grades P-8
Grades 9-12
Optional Tackle Football Coverage
Grade 9
Grades 10-12
SISC -Supplemental Coverage
Pacific Educators Supplemental Student Accident Insurance